This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data.
We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information following this policy.
Al Baraka Islamic Bank may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are pleased with any changes. This policy is effective from October 20, 2022.
Your data controller is Al Baraka Islamic Bank with whom you have registered a banking relationship and manage an account with, including using our digital platform and mobile application.
How is the personal information collected?
We collect personal data from several sources, including the following.
What is the legal justification for this, how will we use your personal information, and with whom will we disclose it?
We will use your personal data for the following reasons as allowed by applicable laws, including data protection laws.
Processing that is necessary to set up, maintain and administer the contractual relationship with you.
What personal information about you do we collect?
Closed-circuit television (“CCTV”) may be used in and around our premises and ATM locations for the purposes of security and preventing crime, therefore we may have images of you captured by our CCTV cameras.
Processing based on your consent.
Identity verification and fraud prevention checks.
The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance, or employment.
Your rights under data protection laws.
Is providing your personal data necessary?
Without certain personal information about you, we are unable to establish or manage the relationship with you. When entering your personal information is optional, we'll make that apparent. For example, we'll specify in application forms which fields can be left blank. If we need your permission to process your personal data, we will be upfront about it.
Our associates and third parties that we may share your personal data with may be located outside of the Kingdom of Bahrain. Some countries already have sufficient protection for personal information under their applicable laws. In other countries safeguards will be applied to maintain the same level of protection of your personal data as in Bahrain. These safeguards may be contractual agreements with the overseas recipient, or requirements for recipients to subscribe to international data protection frameworks.
What factors are considered when deciding how long to keep your personal data?
We need to keep your personal data for as long as necessary to fulfil the purposes for which it was collected (as described above). Even when you close the customer account with us, we must retain some of your personal data to comply with legal and regulatory requirements and in case of claims. We will also keep some of this information in case of queries from you.
We will continue to look after your personal data securely and your rights listed in this privacy notice remain in place until all your personal data is safely removed from our systems (once the regulatory retention period is achieved).
The criteria we use to decide data retention periods for your personal data includes the following.
Your rights under the Personal Data Protection Law of the Kingdom of Bahrain.
Your rights are as follows (noting that these rights do not apply in all circumstances and that some of these rights are only relevant from the date of this policy notice): • the right to be informed about the processing of your personal data;
Updates to your personal data.
Please notify us once if any of the personal information you have provided to us changes, such as your contact information. Similar to that, if we hold personal information on you that you believe to be incorrect, kindly let us know.
If you have any questions about this privacy notice or your personal information, please contact Al Baraka Islamic Bank at:
Email Address: [email protected]
Al Baraka Islamic Bank
P.o. Box 1882, Manama, Kingdom of Bahrain
Data Owner Rights Request Form