FAQ's

Q1: My card has been captured in your ATM, but the ATM is not near the branch.  Where can I collect the card?
A1: If the card is not issued by Al Baraka Islamic Bank, the card will be destroyed, but if the card is issued by Al Baraka Islamic Bank, then it will be sent to the issuing Branch.

Q2: What are the ways that I can deposit to my account?
A2: You can deposit through:

• Through the Al Baraka Bank Mobile application
• Cash & Cheques through our branches (for savings accounts, alBarakat accounts and the Credit Cards)
• Cash through the ATM
• Through the Portal in the website (for alBarakat accounts and the Credit Cards)

Q3: How can I activate my dormant account?
A3: You need to visit the nearest branch to you. They will need your valid ID and to deposit or withdraw an amount to activate it for you.

Q4: When are your branch opening times?
A4: We have 5 branches:

1. Bahrain Bay (Main Branch)
   • Sunday till Thursday from 8:00 to 15:00
2. Riffa Branch
   • Sunday till Thursday from 8:00 to 15:00
3. Muharraq Branch
   • Sunday till Thursday from 8:00 to 15:00
4. Ramli Mall Branch A'ali
   • Saturday To Wednesday from 9:00 to 16:00
5. Galleria Mall Branch
   •  Saturday To Wednesday from 9:00 to 16:00

Q5: Where are Al Baraka branches located?
A5: We have 5 branches that are located in:

1. Bahrain Bay (Main Branch)
2. Riffa Branch
3. Muharraq Branch
4. Ramli Mall Branch
5. Galleria Mall Branch

Q6: When are alBarakat raffle dates and what prizes are there to be won?
A6:
 Click here to view alBarakat Raffle Schedule.

Q7: What finances does Al Baraka Islamic Bank provide?
A7:

1. Yusur Finance
2. Auto Finance
3. Property Finance
4. Doctors Education Finance Program
5. Other Goods Finance

Q8: What are the requirements to apply for finance with Al Baraka Islamic Bank?
A8:
 

	Expatriates	Self Employed
2 Valid ID’s (CPR and Driving License or Passport)	2 Valid ID’s (CPR and Driving License or Passport)	2 Valid ID’s (CPR and Driving License or Passport)
3 Months’ Salary Slip	3 Months’ Salary Slip	CR Copy
Salary Certificate	Salary Certificate	6 Months’ Bank Statement
3 Months Bank Statement	3 Months Bank Statement
	Valid Resident Permit

For Property Finance:
The Customer needs to provide us with the Title Deed, the seller CPR and the MOH approval (for Mazaya deals).

For Auto Finance:

• New Car Quotation (valid, Engine number, Chassis number, color and addressed to AlBaraka Islamic Bank)
• Used Car Quotation (valid, Engine number, Chassis number, color, Model Year if from agent and addressed to AlBaraka Islamic Bank)
• Used Car from Person (Vehicle Ownership Certificate, Insurance Certificate Card and seller CPR)

Q9: What are the requirements to apply for a Credit Card?
A9: An applicant for a Credit Card will be required to complete & submit the prescribed Application form along with the following documents:

Employed Individuals

• 2 Valid Identification
• Resident permit is required for non-Bahraini
• Salary Certificate
• Latest salary slip
• Bank account statement for the past 3 months

Self-Employed Individuals

• 2 Valid Identification
• Bank account statement for the past 6 months
• Valid copy of Commercial Registration (CR)
• Memorandum of Association
• Board Resolution for W.L.L

 
Against Barakat/Cash collateral
• 2 Valid Identification (Passport & CPR or driving license) • Resident permit is required for non-Bahraini